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PAYMENT TERMS
1. Data Controller & Business Entity Information
This website (www.swipeanddust.com) and all associated commerce operations are owned and managed by swipeanddust.
Brand Name: swipeanddust
Official Website: www.swipeanddust.com
Contact Email: campaign@swipeanddust.com
For the purposes of applicable data protection legislation in Singapore (including the Personal Data Protection Act 2012) and the European Union / United Kingdom (including the General Data Protection Regulation – GDPR), swipeanddust operates as the data controller responsible for the processing of personal information provided during transactions.
The payment descriptor appearing on your card or bank statement for purchases made on this website will be displayed as swipeanddust.
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2. Payment Processing & Merchant Standard
Payment options made available to customers include major payment card networksโVisa, Mastercard, and American Expressโas well as digital wallets including Apple Pay and Google Pay.
All payment transactions are processed securely through payment processing infrastructure provided by Stripe. Stripe acts as an independent external technical payment processing provider to facilitate authorized transactions. Swipeanddust does not store, host, or directly process cardholder security credentials, Primary Account Numbers (PANs), or Card Verification Code (CVC) details on its server infrastructure.
Payment transaction data undergoes standard processing evaluations and ongoing automated monitoring for suspicious or fraudulent activity to comply with global financial regulatory standards and card network rules.
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3. Customer Checkout Experience & Order Fulfillment
Customers are not required to create, possess, or log into a Stripe account to complete a purchase on www.swipeanddust.com. Transactions are submitted directly through our checkout protocol using valid supported payment instruments.
Upon authorization and validation of funds by the issuing financial institution, order execution and dispatch procedures commence in accordance with our documented Shipping Policy.
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4. Privacy, Data Protection & Cookie Management
Swipeanddust strictly adheres to statutory data protection regulations applicable under Singapore law and European Union / United Kingdom law (GDPR).
Cookie Policy: Non-essential cookies, tracking scripts, and analytical technology are deployed only after an explicit affirmative consent action is recorded via our website Cookie Consent Banner (by selecting the designated “Accept” option). Essential functional cookies necessary for cart persistence and secure session completion remain operational to support site usability.
Data Handling: For comprehensive details on how personal data is collected, processed, retained, and safeguarded, please refer to our Privacy Policy.
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5. Merchant Inquiries & Customer Support
For any questions regarding transactions or payment billing, please reach out to our customer service desk:
Email: campaign@swipeanddust.com
* Response Time: Inquiries sent to this email address will receive a response within 24 to 48 hours.
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6. Governing Law & Jurisdiction
These terms and all related payment activities conducted on www.swipeanddust.com are governed by and construed in accordance with the laws of Singapore and applicable European Union consumer protection and data security laws. Any disputes arising out of or in connection with payment transactions on this site shall be subject to the exclusive jurisdiction of the competent courts.